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 r cost of shares.
.
You pay no commissions because your employer absorbs all costs of buying
stock and administering the program. If you choose to have your money
invested in mutual funds, you will pay a slight annual management fee of
about 1 percent of your assets. Nevertheless, that small fee is worthwhile
because your money will be managed by a top money manager who will
probably achieve better returns than you could produce on your own.

PART THREE: Controlling Your Financial Destiny
.
Any company match of your contributions boosts your return dramatically. If
your company matches every dollar you contribute to a salary reduction plan
with $.50, for example cheap christian louboutin (http://www.christianlouboutinsalezone.com/), you are already far ahead most investors. What other
investment pays an immediate tax-deferred 50 percent return?
.
Many plans offer several investment options, allowing you to tailor the
portfolio to your needs and risk tolerance. You can also transfer money
among stocks nike jordan hills (http://www.nikejordanheelsforwomen.com/), bonds buy christian louboutins (http://www.christianlouboutinsaleoutlets.com), and GICs, sometimes as frequently as daily but at
least once a year. (This is discussed in more detail later in this chapter.)
.
You can save a tremendous amount of money through pretax contributions
and the tax-deferred accumulation of funds in a defined contribution plan.
.
Defined contri