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or assign your survivor benefit to someone other than your spouse, you must obtain
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THE LUMP-SUM OPTION
If your company offers the option and you feel you are a savvy investor
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usually have no more rights under the pension plan. Most people roll this lump
sum within 60 days into a tax-deferred account like an individual retirement account
(IRA) or a Keogh account so that capital gains, dividends, and interest continue
to compound tax deferred until you begin withdrawing the money. Make sure
that the lump sum is transferred directly from your company’s pension fund to
your IRA trustee at a bank, brokerage
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