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tom72964
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« on: April 13, 2011, 03:15:07 PM »

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   http://www.skagitbeattheheat.org/smf/index.php/topic,837.msg913.html#msg913
 
 r lawyer, if you have one) that you are behind in your debt payments.
.
Agencies cannot lie to you about how much you owe or threaten you with
arrest or imprisonment unless they possess the legal power to do so (which
is difficult to obtain).

PART TWO: Financing Your Present and Future Needs
.
Collectors planning to repossess your property or garnish (deduct from)
your wages must inform you in advance so you have time to avoid these
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.
If collectors violate any of the above rules, you can sue in court for
damages. However, if the court finds that you have acted in bad faith with
the collectors, you might have to pay the collectors’ legal bills incurred for
your case.
While the Fair Debt Collection Practices Act protects you from abusive collection
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better to avoid all this trouble in the first place by not borrowing too much an
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