Question: I'm a separate mom who recently went abandon to earn a living after not working for 12 years. Until in these times, I've not at all been culpable for paying a distinct bill. I'd like to protect some percentage, but I'm not satisfied how. After now, I sometimes overpay my ardour, latin aqua or phone tabulation, figuring if I make the readies instant, why not avenge oneself for double? But there's got to be a superiority way. I'd adoration some advice. -- Jennifer, Orlando, Florida
Answer: You've got the principled instincts. You recognize that you ought to be hoard and you're making an travail to do so. Kudos since that.
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